Dream America will buy the house you select and rent it to you until you are ready to buy. Dream helps you get mortgage-ready and 10% of rent paid goes to your purchase. 500 FICO, $4k/month income, $5k cash needed.
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If you could qualify for a mortgage today, would you buy a house? If so, the Dream America Program may be for you.
Once qualified, you will go out with your real estate agent to pick the home you want from any available for sale in your area for $150,000+.
Dream America will purchase that home and lease it to you for 12 months.
At any time that you qualify for a mortgage, you can cancel the lease penalty-free and buy your home!
If you still aren't ready to buy at the end of the lease, don't worry! As long as you have been paying your rent on time each month, you can renew for another year.
500 Minimum Credit Score
$4,000 Minimummonthly income
50% Maximum Debt-To-income
12+ Months of On-Time Rent Payments
Savings, 401(k)
or gift
HOW MUCH IS THE MONTHLY RENT?
Rent is determined by house price, property tax, HOA fees and insurance costs. To state the obvious, rent is more expensive than your cost of ownership once you obtain a mortgage! That is why we offer a penalty-free early lease termination when you buy your Dream home.
Please note: Dream America is available for homes listed for sale from $150,000 up to FHA Limit ($400,000 max).
HOW MUCH CASH DO I NEED TO JOIN THE DREAM AMERICA PROGRAM?
You will need $5,000+ upfront cash available from savings, 401k plan or gift from a family member.
Please remember, you will also need to pay the 1st month’s rent when you move-in (see calculator above to estimate your rent payment). So add that on to your funds available checklist.
from Facebook
"I LUV Dream America! It has been the best process I've dealt with using a Lease to Own program. I recommend it to EVERYONE I know who is thinking about buying and can't. "
from Facebook
"When in doubt Dream America will help you out. Very professional team that knows what they are doing. Thank you Dream America team."
from Facebook
"The best part of finishing The Dream America Program is that you don't have to move when you close on your home."
from Facebook
"I LUV Dream America! It has been the best process I've dealt with using a Lease to Own program. I recommend it to EVERYONE I know who is thinking about buying and can't. "
from Facebook
"When in doubt Dream America will help you out. Very professional team that knows what they are doing. Thank you Dream America team."
from Facebook
"The best part of finishing The Dream America Program is that you don't have to move when you close on your home."