Welcome to Dream America
Our Dream Lease to Own and Dream Cash programs can help you on the path to home ownership
LEARN MORE
Welcome to Dream America
Our Dream Lease to Own and Dream Cash programs can help you on the path to home ownership
LEARN MOREIf you could qualify for a mortgage today, would you buy a house? If so, the Dream Lease to Own may be for you.
Once qualified, you will go out with your real estate agent to pick the home you want from any available for sale in your area for $150,000+.
Dream America will purchase that home and lease it to you for 12 months.
At any time that you qualify for a mortgage, you can cancel the lease penalty-free and buy your home!
If you still aren't ready to buy at the end of the lease, don't worry! As long as you have been paying your rent on time each month, you can renew for another year.*
500 Minimum Credit Score
$4,000 Minimummonthly income
Monthly Rent Maximum 1/3 of household income
45% Maximum Debt-To-income
12+ Months of On-Time Rent Payments
Funds for Option Payment, Onboarding Fee and Rent
Struggling to stand out from other buyers? We can turn you into a cash buyer so that your offer rises to the top in even the most competitive markets.
Once qualified, you go through the normal house search process with your real estate agent.
When you are ready to submit an offer, Dream joins you on the Purchase Agreement so that you can submit an offer without a mortgage contingency.
Once your offer is accepted, you go through the normal process to close the purchase with a mortgage.
If all goes according to plan, Dream drops out of the picture and you buy the house. If you can't close your purchase with a mortgage in 60 days, Dream will buy the house and lease it back to you.*
660 Minimum Credit Score
$4,000 Minimummonthly income
43% Maximum Debt-To-income
12+ Months of Housing History
Funds for Down payment and Closing Costs
If you could qualify for a mortgage today, would you buy a house? If so, the Dream Lease to Own may be for you.
Once qualified, you will go out with your real estate agent to pick the home you want from any available for sale in your area for $150,000+.
Dream America will purchase that home and lease it to you for 12 months.
At any time that you qualify for a mortgage, you can cancel the lease penalty-free and buy your home!
If you still aren't ready to buy at the end of the lease, don't worry! As long as you have been paying your rent on time each month, you can renew for another year.*
500 Minimum Credit Score
$4,000 Minimummonthly income
Monthly Rent Maximum 1/3 of household income
45% Maximum Debt-To-income
12+ Months of On-Time Rent Payments
Funds for Option Payment, Onboarding Fee and Rent
Struggling to stand out from other buyers? We can turn you into a cash buyer so that your offer rises to the top in even the most competitive markets.
Once qualified, you go through the normal house search process with your real estate agent.
When you are ready to submit an offer, Dream joins you on the Purchase Agreement so that you can submit an offer without a mortgage contingency.
Once your offer is accepted, you go through the normal process to close the purchase with a mortgage.
If all goes according to plan, Dream drops out of the picture and you buy the house. If you can't close your purchase with a mortgage in 60 days, Dream will buy the house and lease it back to you.*
660 Minimum Credit Score
$4,000 Minimummonthly income
43% Maximum Debt-To-income
12+ Months of Housing History
Funds for Down payment and Closing Costs
from Facebook
"Without a doubt the Dream America team is beyond top notch. I will certainly be working with them again in the near future. "
from Facebook
"Chris was very helpful throughout the process of getting my dream home. I highly recommend the service Chris provided for me and he would work tirelessly to get your home you have always dreamed of."
from Facebook
"They walked us through every step and process to making our family dreams come true."