Dream Privacy Policy
Dream America ® Privacy Policy
Last Updated on January 1, 2023
This Privacy Policy describes how Dream America LLC, Dream Management Group Inc., and its related companies (“Dream”, "we," "us," and "our") collect, use, and share your information when you visit our website located at www.dreamamerica.com, use our mobile applications, (our "Apps"), interact with us via telephone and/or email, interact with us through Social Networks (Facebook, etc) or use other services (collectively our "Services"). By using any of our Services, you are consenting to the practices described in this Privacy Policy.
Your Personal Information
We use the term "Personal Information" to mean any information that can be used to personally identify you, including but not limited to your name, phone number, email, financial and demographic information.
We collect Personal Information from you directly through our Services (for example, when you register on the Contact Us page or Apply on our Website) and by communicating directly with you by telephone, SMS and by email.
Dream uses Plaid Inc. (“Plaid”) to gather your data from financial institutions. By using our Services, you grant Dream and Plaid the right, power, and authority to act on your behalf to access and transmit your personal and financial information from your relevant financial institution. You agree to your personal and financial information being transferred, stored, and processed by Plaid in accordance with the Plaid end user privacy policy.
We use "cookies" and other data collection tools to gather Personal Information and customize our Services to you. We automatically track and collect Personal Information about you and your device(s), including your browser type, your operating system, your IP address and device identifiers, your browsing behavior, websites that you visit before or after our Websites.
How Dream Uses Your Information
We use your Personal Information to communicate with you about our Services and products and to consider your eligibility to join Dream programs. We may also use your Personal Information to send you promotional material from us and third-party service providers by direct mail, email, SMS and telephone.
We use your Personal Information to improve the security of our Services and to anticipate and respond to unauthorized, fraudulent, or unlawful activity.
How Dream Shares Your Information
We may share your Personal Information with affiliates, mortgage lenders, third-party vendors, consultants and service providers that work with us in administering and providing the Services and/or selling products. We may share your Personal Information with our employees, independent contractors, and any parent, subsidiary, or affiliated business entity. We may also share your Personal Information with third parties to deliver relevant advertising and promotional offers to you.
If we become subject to a bankruptcy or insolvency proceeding or if we are acquired in connection with a merger, acquisition, of asset sale, your Personal Information may be disclosed of transferred to the third-party acquiring us.
When permitted or required by law, we may disclose your Personal Information to government or law enforcement officials or private parties as we, in our sole discretion, believe necessary or appropriate.
Security
If you email us government-issued identification or financial documents (driver’s license, social security card, bank statement, paystub, tax return, etc) please only send them to dream@dreamamerica.com
We take reasonable measures to protect the information that we collect from or about you (including your Personal Information) from unauthorized access, use or disclosure. However, we cannot guarantee the security of your Personal Information.
Do Not Track Signals
Many web browsers and devices allow you to transmit "do not track" signals that express your preference not to be tracked across different websites and over time. We do not take action in response to "do not track" signals.
Our Services are Not for Children
Our Services are not intended for children under 13 and we do not knowingly collect Personal Information from children under 13. If we learn that we have collected Personal Information from a child under 13, we will take steps to delete such information as soon as possible.
Updates to the Dream Privacy Policy
We may change this Privacy Policy from time to time. If we change this Privacy Policy, we will post the updated version on our website and update the "Last Updated" date.
Questions?
If you have any questions, please email us at info@dreamamerica.com. Mailing address: Dream America LLC, 16192 Coastal Highway, Lewes, DE 19958
Dream America® is a registered trademark of Dream America LLC.